What is pKYC?

Perpetual KYC (pKYC) transforms one-time identity verification into an enduring process. Instead of waiting a year to re‑verify, you listen for change—new devices, address moves, adverse media, sanctions updates, unusual flows—and refresh assurance on the spot. Lower friction for low risk, faster escalation when heat shows up.

Execution: hook reliable data sources, store decisions with reasons, and define triggers that auto‑open cases or step up users. Keep privacy and minimization front and center; collect what you can justify and protect it like it matters (because it does).

Anchor pKYC within a risk‑based AML compliance framework and use identity verification to re‑establish high assurance when signals drift. Done right, pKYC feels invisible to good customers and brutally effective against shape‑shifting fraud.

Always on, rarely annoying—that’s the bar.