What is Unusual Activity Reporting (UAR)?
Unusual Activity Reporting (UAR) is an internal or pre‑regulatory signal that something in a customer’s behavior deserves closer eyes. It often precedes a formal suspicious activity report. Analysts log the who/what/when, attach evidence, and decide whether to escalate, monitor, or clear. The point is speed and traceability, not theatrics.
Good UAR programs define triggers—structuring patterns, first‑day payouts to new beneficiaries, rapid corridor shifts—and keep queues prioritized by risk. Every UAR needs context: counterparties, device history, geo, prior alerts. Vague notes become dead ends.
